In accounting, there are three main types of business activity: financing, investing, and operating.

  • Financing involves obtaining and repaying funds to finance business operations.
    • Investors pay money to the company and in exchange get shares.
    • The company will pay shareholders periodically a return on their investment, called dividends, an outflow of cash.
    • Companies can also purchase shares that have been distributed, resulting in an outflow.
    • The company may borrow money from creditors and owe debt to them, called liabilities.
  • Investing activities use the money obtained from financing activities to buy or sell assets to operate the business for the long-term.
    • Assets are resources that the company owns, in the short- or long-term.
    • They’re referred to as property, plant, and equipment, can be things like new technology or equipment (except inventory).
    • Intangible assets refer to things like trademarks or patents.
    • These activities normally result in an outflow of cash.
  • Operating activities refer to the main day-to-day activities of the business.
    • Usually involve making and selling items.
    • These activities are the most relevant to investors, since they’re a better predictor of future activities.
    • Revenue is money earned by the sale of these goods.